The paperwork, in plain language.
Four documents govern Ripal: the Terms of Service and Privacy Policy for everyone, plus one agreement per side of the marketplace. Signed versions land at signup.
Terms of Service
RIPAL, INC. · DRAFT V0.3 · 2026-07-181.Who we are and what Ripal does
Ripal operates a marketplace connecting merchants with verified creators for paid sponsored content. Ripal is the venue and the escrow coordinator, not a party to the sponsorship itself. Payments are processed and held through our payment partner, Stripe.
2.Accounts and eligibility
You must be 18 or older, provide accurate information, and complete identity verification to transact. Two-factor authentication is mandatory for all accounts and is a condition of approval, not an option. You are responsible for activity under your credentials.
3.The marketplace and escrow
When a merchant books a placement, the full price is charged and held until the post is confirmed live through platform verification. Funds release to the creator only after that confirmation. Neither party may settle a Ripal-originated deal off the platform.
4.Fees
Ripal charges the fees published on the Pricing page at the time of each transaction: a percentage of creator earnings, a merchant service fee at checkout, and optional add-on surcharges. Fee changes apply prospectively and never to deals already in escrow.
5.The late-post refund rule
If a post misses its confirmed schedule slot, the merchant may claim a refund of that deal. This rule is enforced by the platform automatically and cannot be waived, negotiated, or overridden by either party.
6.Acceptable use
No fake engagement, purchased followers, metric manipulation, fee circumvention, or collusive transactions. No content in categories a creator has opted out of. Violations can mean removal of content, forfeiture of pending amounts, and account termination.
7.Mutual indemnification
Creators and merchants each indemnify Ripal against claims arising from their own content, products, and conduct. Liability for what a post says sits with the parties who made and commissioned it. Ripal's aggregate liability is capped at fees it earned on the deals in question.
8.Changes, suspension, and termination
We may update these terms with notice, and continued use is acceptance. We may suspend accounts during fraud or dispute investigations, with escrowed funds preserved until resolution. Appeals follow the process described in your account documentation.