The paperwork, in plain language.
Four documents govern Ripal: the Terms of Service and Privacy Policy for everyone, plus one agreement per side of the marketplace. Signed versions land at signup.
Creator Agreement
RIPAL, INC. · DRAFT V0.3 · 2026-07-181.Verification duties
You will complete ID verification, connect at least one channel by OAuth, maintain 2FA, and keep your stats syncing. Falling below platform minimums or letting connections lapse can reduce visibility or pause your listings until re-verified.
2.Listings and rates
You set your own prices per format and channel, at or above the platform's minimum listing price. Rate benchmarking may flag listings that are wildly off-market. Listings you mark refundable or exclusivity-enabled carry the obligations those options advertise.
3.Scheduling and the late rule
A confirmed schedule slot is a binding commitment. If your post goes live after the confirmed slot, the merchant may claim a refund and your on-time record is reduced. Counter-propose before confirming if a slot does not work.
4.Content and FTC compliance
Sponsored posts must carry clear disclosure (#ad or the platform's paid-partnership tool) and follow the brief you accepted. You are responsible for FTC and local advertising compliance in what you publish. Missing disclosure is grounds for dispute and takedown.
5.Minimum live window
Posts must remain live for the listing's stated minimum period. Early deletion is detected automatically and triggers clawback of the payout for that deal.
6.Payment terms
Ripal deducts its platform fee from your earnings at the published rate, with the higher Auto-Buy rate applying to sales the Auto-Buyer originates. Net earnings pay out via Stripe after live verification. You are responsible for your own taxes; tax documents are issued through the payment rails.
7.Indemnification
You indemnify Ripal against claims arising from your content, including IP claims over music, footage, or images you did not license. Liability for what you post is yours.
8.Suspension and appeals
Fraud signals, collusion patterns, or repeated late delivery can suspend your account while we investigate, with pending escrow frozen until resolution. You may appeal any enforcement decision through the documented process.